Tennessee Bankruptcy Attorney
Money can be a double-edged sword, providing you a way to take care of yourself and your family, but something that can cause you to fall into debt when mismanaged. No one ever thinks they will fall behind on credit card payments, need to file for bankruptcy, or their home will be foreclosed on. Unfortunately, this does happen. However, getting rid of your debt, filing for bankruptcy, or going through foreclosure doesn’t have to flip your life upside down. There are answers and solutions available for your specific financial problem. And it’s okay to admit that you need help and it’s important to find the right person to do the job.
At Massey & Associates, P.C., Tennessee bankruptcy attorney Gary Massey has dedicated many years to ensuring a positive outcome for his clients with bankruptcy and other financial cases. Mr. Massey has the legal experience and skills to help his clients with matters relating, but not limited to, the following:
- Eliminating Debt
- Chapter 7 Bankruptcy
- Chapter 13 Bankruptcy
- Foreclosure
- Student Loan Debt
- Rebuilding Credit
Everyone’s financial problem is different, which is why it is important to find out what the best course of action is for your particular circumstances. Depending on the issues affecting your life, it may be more beneficial for you to file for bankruptcy in order to get rid of your debt. The word “bankruptcy” can have a negative connotation, but it is more common than most Tennesseans realize. From January to May 2011, according to the United States Bankruptcy Court, 7,060 people filed for bankruptcy in the Eastern District of Tennessee, which includes Chattanooga, Greenville, and Knoxville.
The two most common types of bankruptcy that people in Tennessee can file are Chapter 7 and Chapter 13. In Tennessee’s Eastern District from January to May 2011, 4,555 people filed Chapter 7 and 2,467 filed Chapter 13 with others filing either Chapter 11 or Chapter 12. A Chattanooga bankruptcy lawyer can help you decide which bankruptcy option, or other option for resolving your debt, best fits your needs. It is also important to find out whether you qualify to file for Chapter 7 or Chapter 13.
There are federal and local state laws that apply to filing for bankruptcy or resolving debt by other legitimate means. It is crucial for a person trying to resolve their debt to follow these laws and understand what their options are so that an effective plan can be established and properly carried out. The last thing you want is creditors breathing down your neck or your possessions taken away. Know your rights and be familiar with what the best options are for your particular situation.
The stress that often comes with being in debt doesn’t have to last forever. The longer you wait, the worse your financial problem will get. Contact Tennessee bankruptcy attorney Gary Massey to learn more about how his many years of experience handling bankruptcy cases can help you with your specific problem. Call 423-697-4529 today.
